Loan management &
payment processing software.
Purpose built for financial services.

Acquire manages your loan and debtor book from quotation to settlement.
SFI eVolve handles payment switching and processing for banks across 21 countries.

PROCESSED MONTHLY

R 0 bn+

IN LOANS UNDER MANAGEMENT

R 0 bn+

COUNTRIES

Installations across products

0 +

Payments Since

Our payments platform launched 1989 with our lending platform launching in 2001.

Loan and debtor management

Acquire manages any type of loan, rental, lease or asset-based finance product, from quotation through to implementation. Asset finance houses, equipment rental businesses, vehicle finance companies and home loan lenders can run their entire book, with a single view of every customer across every product.

Over R21bn in loans sits under management on Acquire today.

Asset Finance Management System

Rental and Leasing Software

Revolving Credit and Savings Software

Unsecured Lending System

“Implementing the Acquire loan management system has transformed our operations. It has streamlined our processes, and significantly boosted productivity and turn around in finalising loan payouts. The solution has truly enhanced our efficiency and accuracy.”

COO

EQUIPMENT RENTAL COMPANY, JOHANNESBURG

Payment switching and processing

SFI eVolve is a payment switching and processing hub for banks. It sits alongside your existing core banking system, handling the payment processing, internet banking and fee collection layer on top.

More than R32bn moves through SFI eVolve every month, across banks in Africa and the Caribbean.

Payment Hub

Batch and Bulk Processing

Clearing and Settlement

Internet Banking Functionality

“Since integrating this payment processing platform, our transaction processing has become faster, more secure, and consistently accurate. This efficiency has not only enhanced the bank's profitability but also freed up valuable resources, allowing us to focus on strategic growth initiatives.”

HEAD OF PAYMENTS

BANK, KENYA

Purpose-built for how you operate

We configure our platform around your existing workflows, and scale with you. While some clients run a handful of deals with one or two users. Others manage hundreds of thousands of contracts across a branch network, on the same platform.

Integrity

All development and support sits with Xpertek employees. There is no third party between you and the people who built your system.

Quality

NCA-compliant documentation is standard in every Acquire deployment, including the Section 129 letter lenders are legally required to issue before acting on an account.

Innovation

Our platform is available via API, so you can build your own front end or connect the platform to systems you already run.

Customer service

We build systems to empower, not to lock you in. We thoroughly train your team to run, manage, and configure the platform independently, backed by our expert support whenever you need it.

“The Xpertek group is a nimble company with many knowledgeable staff that are always enhancing their software offerings. They are keeping up to date with market trends and changed legislation, keeping our systems current and compliant at all times.”

CEO

FINTECH COMPANY

About Xpertek

What does Xpertek do?

Xpertek Group is a South African software company building two platforms for financial services: Acquire, a loan and debtor management system for lenders, and SFI eVolve, a payment switching and processing hub for banks working across 21 countries globally.

Who uses Xpertek software?

Acquire is used by asset finance houses, equipment rental and leasing companies, vehicle finance businesses, home loan lenders and alternative finance providers. SFI eVolve is used by commercial banks and clearing houses across Africa and the Caribbean.

When was Xpertek founded?

Xpertek Group began with SFI in 1989 with Barlcays Bank, then innovated as a gap in the market emerged with Acquire. This was launched in 2001 with CitiBank.

Where is Xpertek based?

Xpertek is based in Johannesburg, South Africa. All development and support happens in-house from this office.

How much does Xpertek process?

Over R20bn in loans under management on Acquire. More than R32bn processed every month through SFI eVolve. 36+ installations across 21 countries.

1989

First payment processing system

2001

First bespoke loan management system

2003

Xpertek Group formally formed

2013

Web-based SFI eVolve

2015

Revolving Credit module added to Acquire

2016 - 2017

Acquire Arrears Management Module Launched

2020 - 2024+

Acquire premium billing module APIs, loading page automation and new UI

2021

SFI eVolve Full Automation & Cross Currency Processing

2025

SFI eVolve PostGreSQL migration, Internet banking functionality, Full API suite

Common questions

Does SFI eVolve replace our core banking system?

No. SFI eVolve handles the payment processing, internet banking and fee collection layer sitting on top of your core banking system. Pre-built connectors exist for T24, Flexcube and Finacle.

How long does implementation take?

Straightforward Acquire implementations typically run six to eight weeks. Large, multi-product deployments run longer. SFI eVolve deployments can be live in months.

Is Acquire compliant with the National Credit Act?

Yes. Acquire is designed to support lenders in meeting their National Credit Act compliance requirements.

Do you host the system, or do we?

Both options exist. Acquire Lite is hosted in a secure, dedicated cloud environment and managed by Xpertek, with no IT staff required on your side. SFI eVolve deploys on-premise or in the cloud, with multi-tenanting for banks running several territories on one instance.

Which countries do you operate in?

21 countries across Africa, the Caribbean and Europe, with 36+ installations.

Loan management & payment processing software. Purpose built for financial services.